Survey: 90 percent of Slovaks have bank accounts in black

Slovaks seem to be rather conservative with their money, as they only rarely resort to using the opportunity of getting into the sphere of credit lines in their banking accounts, a survey from the agency 2muse, carried out for Poštová banka, has revealed. "As many as 90 percent of customers are in the black, with the average amount of €2,094 in their accounts, while less than 7 percent take credit," said bank spokesperson Lýdia Žáčková. As for age categories, people aged 21-60 have €2,466 on average in their accounts, while those aged below are far worse off with a mere €331 on average - even when compared to pensioners (€1,939). According to the bank, an optimum financial reserve represents six times of one's monthly salary. "More than half of Slovaks believe that they can afford such a financial cushion. However, most Slovaks in fact don't have the necessary financial reserves," added the bank's spokesperson.